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Financial function
CUMPRINC
Returns the cumulative principal paid between two periods.
OccasionalDifficulty 1500 · AdvancedUsage rank #226 of 520
When to use it
Total principal paid between two periods of a loan.
The shape of it
- Syntax
=CUMPRINC(rate, nper, pv, start_period, end_period, type)
Worked examples
First year
=CUMPRINC(0.06/12,360,250000,1,12,0) → -3,070.05
Principal repaid in year one; the balance is 246,929.95.
Second year
=CUMPRINC(0.09/12,360,125000,13,24,0) → -934.11
Second-year principal on a 125,000 loan at 9%.
Whole loan
=CUMPRINC(0.06/12,360,250000,1,360,0) → -250,000
The whole loan is repaid over the term.
Worth knowing
- Remaining balance after k payments: pv + CUMPRINC(rate,nper,pv,1,k,0).
- Type 0 is required.
- Equity built in a year is the negative of this.
Where it goes wrong
- #NUM! for periods outside the term.
- Sign is negative like the payments.
Related
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