Wauvel

How Wauvel works.

Guides and reference for getting a great report and making the most of it. Prefer to ask? Use the assistant in the bottom-right corner, or email hello@wauvel.com.

Jump to a section▾

Getting started

An AI CFO that reads your books every day.

Wauvel is an AI CFO for small businesses on QuickBooks Online. It reads your books every day and tells you where you stand: a live Command Center, a 13-week cash forecast, alerts when something moves, a scan of the books for mistakes, and a written monthly review — the one a fractional CFO would walk you through. You start with a 14-day free trial. No card to begin, nothing charged, and if you do nothing when it ends the trial simply stops.

There are two ways to get your numbers in:

  • Connect QuickBooks Online (recommended). About five minutes: you sign in at Intuit and pick your company. From then on everything stays current on its own — this is what unlocks the Command Center, the forecast, alerts and Watch-outs.
  • Upload your statements. No QuickBooks? Export your Profit & Loss and Balance Sheet from whatever you use (PDF, Excel, or CSV) and drag them in; add an A/R and A/P aging report for the receivables section. You get the written review, without the live parts.

Not ready for either? The free budget at /budget builds next year's budget from your QuickBooks with no account at all (see The free budget).

A written review builds itself in a few minutes. Want it to run on its own? You can schedule reports — daily, weekly, or monthly — delivered to your inbox, Slack, or Teams (see Scheduling & delivery).

Upload your statements

Export your Profit & Loss and Balance Sheet — monthly, since January of last year, so the report can show trends — plus your A/R and A/P Aging Summaries. Excel or CSV.

Not sure what a clean export looks like?

↓ Download sample statements (.xlsx)

Four sheets — P&L, Balance Sheet, A/R & A/P aging. Upload it to generate a sample report.

Start my free trial →

Connect QuickBooks Online

  1. 1Sign up (free), then open Company → Integrations.
  2. 2Sign in with Intuit — we only ever read your books.
  3. 3Pick the company to link.
  4. 4Reports pull from your books — one click, or on a daily, weekly, or monthly schedule.
Start my free trial →

The Command Center

Where your business stands, every morning.

The Command Center (/app) is the home screen once QuickBooks is connected: your live numbers, read the way a CFO would read them. No report to run — it's current whenever you open it.

Six cards lead the page. Each shows one number, a small chart and the one thing worth knowing; open a card for its full section:

  • Cash — today's balance and the 13-week forecast: receipts and disbursements week by week, the week cash is tightest, and your runway. Switch to What if to test a change (collect an invoice sooner, hold a bill, make a hire, draw on a line) and watch the low point move. Click any week for what's behind it.
  • Revenue — by month against last year, by account and by customer, over the window you pick. Click a month for its detail.
  • Profit & loss — the full statement for the month, year to date, the full year or the trailing twelve months, against the year before. Every line opens: line → department → account → the transactions behind it.
  • Operating expenses — the biggest accounts, what moved, and a bridge from last period to this one.
  • Cash conversion cycle — how long customers take to pay (DSO), how long stock sits (DIO), how long you take to pay (DPO), with who owes you, who to chase first, and what to pay this week.
  • Watch-outs & alerts — what the books scan found and which of your alert rules have fired.

Every section has an Ask your CFO button (the question goes to the chat with the figures attached) and an Excel download in your brand colors. The cards and their order follow your business type; you can change them.

Watch-outs

Keeping the books — and the business — in order.

Watch-outs (/app/watch-outs) is four things in one place:

  • The scan. A deterministic check of your QuickBooks books — no AI, no guessing — re-run on every sync. It looks for the things that make every other number wrong: a balance sheet that doesn't balance, a negative bank account, money stuck in Undeposited Funds, a leftover Opening Balance Equity, uncategorized or Ask-My-Accountant balances, customers or vendors with credit balances, stale receivables, a regular payment that stopped, a closed month that changed, and filing dates your books say apply to you. Each finding says what it is, why it matters and what to ask your bookkeeper — and Email to bookkeeper sends them the list, in your name.
  • Alerts. What your numbers tripped — cash below your minimum, runway getting short, an invoice gone past due — and the log of everything that has fired.
  • For your bookkeeper. The month-end list, built from your books, with the items our scan can already confirm ticked off. Send it to your bookkeeper in one tap; it's kept as a record of what was done and when.
  • Documents. Upload a letter from the IRS, your state or your insurer and it's read for you: what it says, what it's asking for, and the date on it, which you can keep in Coming up.
  • Coming up. The dates that aren't in your books — I-9s, insurance renewals, open enrollment, license renewals. We remember them and remind you; we don't advise on them.

Alerts are the other half: rules you set (cash below a floor, an invoice past so many days, runway under so many months, a P&L line trending the wrong way) that reach you by email, Slack or Teams only when they trip. The recommended ones are switched on for you when your trial starts; tune them at /app/autopilot, and see what has fired under Alerts at /app/watch-outs.

What's in your report

A guided tour of every section of a monthly report.

A report isn't a dashboard to interpret — it's a written monthly review. Every figure is computed from your statements; the AI writes the plain-English read on top, never the numbers themselves — and every word of that writing is yours to edit. A report includes:

  • Overview — the front page. A KPI board of the five reads an owner glances at: Revenue and Profitability from the P&L, Cash on hand and Working capital from the balance sheet, and Runway from the 13-week cash forecast (the same one on the Command Center). Select any tile and it opens its own trend chart and a plain-English story of what's happening and why. If any tie-out fails, an alert leads the Overview naming what doesn't tie and by how much, with an Investigate button; when everything ties the Overview stays quiet.
  • Profit & loss — totaled, every line as a percent of revenue, with monthly columns and click-into-any-account drill-down.
  • Balance sheet — read against the same month last year, and trended month by month, so you see what actually moved.
  • The cash cycle — how much cash is tied up in receivables and inventory, in days.
  • Receivables & payables — who's behind on paying you and who you owe (when you add an aging report).
  • Executive summary, recommendations, and the questions a CFO would bring to your next conversation.
  • Forecast — the same numbers turned forward: a 13-week cash flow, an annual operating plan, and a live 3-statement model you can steer.
  • Talk to your AI CFO — a chat you can ask about your own numbers.
  • Data checks — last in the sidebar: every tie-out the engine ran, and a coverage map of which analyses your statements unlock, which are locked, and the one file that would unlock the most. When something doesn't tie, this is where it's investigated. First the math, shown: both sides of the comparison as the lines that make them up, each side's total, and the difference — so you can see exactly which accounts were counted where before anyone reasons about it. (For a QuickBooks report, "cash" on the balance-sheet side is the accounts QuickBooks itself types as Bank — the same set its cash flow statement ends with — so a reclassification can't fail a tie the books pass.) Then the arithmetic: at generation the engine tests the gap against the lines the check compared — does one line equal it, is it exactly twice a line (a flipped sign), does a group subtotal equal it (a subtotal read as a line), does one customer or vendor's aging balance equal it, or do two or three lines add up to it — and reports what it found, or says plainly that nothing on the statement explains the gap, which points at an as-of date or basis difference instead. Then the reasoning: the likeliest causes in the order they usually turn out to be true, the first thing to check in your books, and two ways to go further: "Ask your CFO" hands the question to the chat with the figures and findings filled in, and — on a QuickBooks-connected report — "Investigate against the live books" runs an agent that tests each hypothesis in QuickBooks itself (re-running the balance sheet or aging as of the other statement's date, listing accounts by type, opening an account's ledger, adding things up) and writes a verdict with the evidence, which is kept on the report.

Every written section is AI-drafted and yours to change: hover any commentary and click to reword it. Your version saves, overrides the AI original, and is what shows on the report — and to anyone you share it with. One click reverts to the AI version.

How a report is built

The five-stage pipeline from upload to finished review.

A report is built in five stages, in the order they run. Three are pure, deterministic computation — no AI touches them; two are the AI. That pattern is the whole story: the numbers are calculated, the words are written on top.

  • You hand over your books. Drag in your exports — Profit & Loss and Balance Sheet to start, plus cash flow and an A/R or A/P aging report if you have them. CSV or Excel from QuickBooks, Xero, or any platform — or connect QuickBooks once and Wauvel pulls them for you. Each file is read into plain rows first; nothing is interpreted yet.
  • Each file is sorted and tidied — automatic, no AI. A rules-based pass decides whether each file is a detailed transaction export or a summary, collapses giant detail files down to the account rows that carry the totals, and pulls out every transaction by its dates and amounts.
  • The AI reads each statement — it reads structure, not numbers. Each file goes to a reader built for its type (P&L, balance sheet, cash flow, A/R or A/P aging) that turns your particular layout into a clean, standard shape. It reads blind: your name, email, business name, and file names never reach the model.
  • The engine computes every number — calculated, no AI. A calculator engine runs the figures from the standardized statements — margins, the cash cycle, liquidity, runway — reading each line as a change versus the matching prior period and as a share of revenue over time. Every figure traces back to a line you'd recognize. Then it reconciles: the balance sheet has to balance, the agings have to agree with the balance sheet, the cash flow has to roll forward, and the recomputed Net income, Gross profit, and Total assets have to match the totals printed in your own export. Anything that doesn't tie is flagged as "off by $X" — never hidden.
  • The AI writes the read, then it's assembled — it writes the words. The computed report is saved and readable the moment the numbers are done — statements, KPIs, and charts all there — while the AI writes the plain-English layer on top: what changed and why, an executive summary, three to five things worth doing this month, and questions for your accountant. It cites the engine's figures and never invents or recalculates one. The written read streams in as it finishes, usually within a few minutes of Generate — so you're reading real numbers, not staring at a spinner.

Calculated, not guessed

The engine owns the figures; the AI only writes the words.

This is the line Wauvel won't cross. A calculator engine owns the figures; the AI reads structure and writes the story on top. If a number is in your report, the engine computed it from a line in your books — the model never makes one up.

What the engine computes — pure arithmetic, reproducible, the same every time:

  • Revenue, costs, and profit
  • Every margin and ratio
  • Period-over-period variance and common-size %
  • Balance-sheet totals and the cash cycle
  • Days-to-get-paid and runway

What the AI writes — plain-English judgment on top of those numbers, citing them, never computing them:

  • The executive summary
  • The line-by-line commentary
  • The recommendations for this month
  • The questions for your CPA

Because that layer is writing, not calculation, it's yours to change: reword any AI-written line right in the report and your wording saves over the model's (revertible in one click). The figures underneath never move.

The methodology

The exact formulas behind every number — no black box.

No black box. Every number on the page is one of the calculations below, measured against a stated comparison. The engine computes all of it; the AI only narrates it.

Horizontal — each line versus a comparable prior period.

  • Δ$ = current − prior
  • Δ% = (current − prior) ÷ |prior| × 100

The prior period is the one that makes the comparison fair: last month versus the month before; last quarter versus the quarter before; month- or quarter-to-date, year-to-date, and trailing-12-months versus the same window a year earlier; last year versus the year before. A whole-history view has nothing to compare against.

Vertical — each line as a share of revenue.

  • % of revenue = line ÷ revenue × 100

Computed per period and rolled up as ratio-of-sums (total the dollars, then divide) — never an average of monthly percentages — so a cost ratio creeping from 12% to 18% shows up as a rising trend instead of hiding inside one period.

Working capital, liquidity & runway.

  • Gross / operating / net margin = profit ÷ revenue × 100
  • DSO = accounts receivable ÷ revenue × days
  • DIO = inventory ÷ |COGS| × days
  • DPO = accounts payable ÷ |COGS| × days
  • For all three, revenue and COGS are the trailing 12 months ending at the balance-sheet date (less when there's under a year of history), and a result outside 0–365 days isn't shown. It's the same figure on the Command Center, in the report, and in the 13-week forecast's collection timing.
  • Cash conversion cycle = DSO + DIO − DPO
  • Current ratio = current assets ÷ current liabilities
  • Quick ratio = (current assets − inventory) ÷ current liabilities
  • Burn (avg, monthly) = −net income ÷ months — a trailing read of profit, in the ratio table
  • Runway comes from the 13-week cash forecast, not from that burn: the week cash hits zero if it does inside the 13 weeks, otherwise cash ÷ the forecast's net burn (money in minus money out), in months. It's the same number on the Command Center's Cash card, the report, your alerts, digests and Slack.

Balance sheet, trended. Each account's month-end balance is rebuilt from its running balances and rolled up, so the current ratio, working capital, and cash trend across up to three years — every point clickable through to the transactions behind it.

Which ratios show. A quick structural read picks the lens from your books: inventory on the balance sheet points to an inventory business (DIO, DPO, the cash conversion cycle); deferred revenue points to SaaS; near-zero COGS points to services.

Connecting QuickBooks Online

Link once; every report pulls itself.

Connect QuickBooks from the Integrations page and every future report is one click — Wauvel pulls your statements straight from Intuit.

To connect:

  • Open Company → Integrations.
  • Click Connect QuickBooks and sign in through Intuit.
  • Choose the company to link. That's it — head to New report to generate.

How the connection is kept safe:

  • You sign in with Intuit, not with us — your QuickBooks password never touches Wauvel.
  • We only ever read. Wauvel reads your reports and the records behind them (P&L, balance sheet, cash flow, invoices, bills, transactions). Intuit doesn't offer apps a read-only permission, so the commitment is ours: Wauvel never creates, changes, or deletes anything in your books.
  • The tokens Intuit issues are encrypted at rest.
  • You hold the off switch — disconnect anytime from Integrations and the connection is revoked and deleted.

Prefer files? The upload path stays exactly as it is, for QuickBooks, Xero, or any other export.

How your accounts are read

Each QuickBooks account gets a category, remembered per company.

Connect QuickBooks and Wauvel reads your chart of accounts and gives every account two things: the statement section it belongs to (revenue, cost of sales, operating expenses, current assets, and so on) and a CFO-level category it rolls up into — payroll and benefits, marketing, rent and facilities, software, professional fees, and the rest. The guess comes from QuickBooks' own account type first, then the account name, and it is remembered per company so the same account lands in the same bucket every month.

The Accounts page (Workspace → Accounts) shows every account and its category, with the few Wauvel wasn't sure about at the top. One click confirms a guess; a dropdown corrects it. A choice you make is pinned and never re-guessed, even when your chart of accounts changes — and when you correct one account, Wauvel offers the same category to the accounts that look like it.

Every sync is a refresh, not a re-import: accounts are matched by their QuickBooks id, so nothing is added twice. Confirmed accounts keep your choices, untouched ones get a fresh guess, new accounts appear in the review queue, and accounts removed in QuickBooks are kept so older reports still read correctly. Nothing on the page writes back to QuickBooks.

The page also notices patterns. Departments (P&L accounts only — a department is who spends) are picked up from parent accounts (Marketing:Ads) and naming prefixes (Sales - Commissions), can be renamed or set per account, and give the Command Center a "By department" view of spend. Accounts that look like duplicates — near-identical names, or the same vendors posting to both — can be treated as one. Accounts whose spend moves together month to month are flagged so a category change to one prompts the other. And every confirmation teaches Wauvel, anonymously, which words in an account name mean which category, so the next company's guesses start better.

What it feeds: the balance-sheet buckets behind cash, receivables, and inventory; the "By category" breakdown on the Command Center's operating-expenses card; and the way your written reports describe spend — "marketing is up 30%" rather than a list of accounts. Uploaded statements are read by the AI each time and don't use the map.

Connecting Slack

Post reports and digests to a Slack channel.

Connect Slack and Wauvel posts your reports, scheduled digests, and alerts straight into the channel you choose — so your numbers land where your team already works.

To connect:

  • Open Company → Integrations and click Add to Slack.
  • Sign in through Slack and pick the one channel where posts should land.
  • Back in Wauvel, click Send a test to confirm the wiring.

New to Wauvel? Connecting Slack is an optional step in the setup wizard, so you can do it the moment you sign on.

What Wauvel can and can't do in Slack:

  • One channel, write-only. We use Slack's incoming-webhook — we can post to the channel you chose and nothing else.
  • We can't read your messages. No message history, no other channels, no DMs.
  • Yours to cut. Disconnect from Integrations anytime, or remove the webhook in your Slack workspace.

Running more than one company? If you're a bookkeeper, accountant, or you run several businesses, set it up as one channel per company: make a dedicated Slack channel for each business and point each one at its own Wauvel company. That keeps every company's reports and alerts in their own channel — so there's no chance of one business's numbers landing in another's.

Once connected, "Slack" becomes a delivery channel you can pick for any scheduled report or digest on the New report page — on its own or alongside email.

Connecting Microsoft Teams

Post reports and digests to a Teams channel.

Teams works like Slack, with one difference: instead of an "Add to" button, you create a webhook in your Teams channel and paste its URL into Wauvel. (Teams generates the URL; we just post to it.)

Get the webhook URL in Teams — the current way (Workflows):

  • In Teams, hover the channel and click the ⋯ (More options) → Workflows.
  • Pick the template "Send webhook alerts to a channel." (Choose the "channel" one, not "chat," and not the "from specific people / from people in an org" variants.)
  • Name it, confirm the team and channel, and Create.
  • Copy the HTTP POST URL it gives you (a link on powerplatform.com, or on logic.azure.com in older tenants).

Older Teams tenants may instead have the classic "Incoming Webhook" connector (Channel → ⋯ → Connectors → Incoming Webhook → Configure), which produces a webhook.office.com URL. Wauvel accepts either. Note that Microsoft is retiring the classic connectors in favor of Workflows, and that creating one may need permission from your Teams admin.

Then, in Wauvel:

  • Open Company → Integrations, find the Microsoft Teams card, and paste the URL.
  • Click Save, then Send a test to confirm a card lands in your channel.

Running more than one company? Same rule as Slack — one channel per company. Create a separate Teams channel (with its own webhook) for each business and point each one at its own Wauvel company, so every company's posts stay in their own channel.

Like Slack, the webhook is write-only — it can post to that one channel and nothing else — and you can disconnect anytime from Integrations. Once connected, "Teams" is a delivery channel you can pick for any scheduled report or digest.

Scheduling & delivery

Reports on your schedule — daily, weekly, monthly — to email, Slack, or Teams.

You don't have to remember to run a report. From the "Schedule & automate" section of the New report page, Wauvel can generate and deliver reports on their own — on the cadence you choose, to the channel your team already uses.

  • Monthly auto-run — the full plain-English review, generated when your books close and emailed to you (CC'd recipients get the PDF and Excel files). Pick the day and time, per company.
  • Daily, weekly, or custom digests — a lighter, numbers-only pulse of your live QuickBooks figures: cash position and the change since yesterday, money in and out today, invoices issued, A/R and A/P aging, cash runway, and expense run-rate. Choose which sections to include and how often it sends — every day, weekdays, a day of the week, a day of the month, or your own cadence.
  • Alerts only, if you want — set thresholds (low cash, receivables slipping past due, a large transaction, short runway) and have a digest send only on days something trips, so quiet days stay quiet.

Where it's delivered:

  • Email — to your account address or any address you set, with optional CC recipients.
  • Slack — connect Slack from the Integrations page and reports and digests post straight to the channel you pick.
  • Microsoft Teams — connect Teams from Integrations (paste the webhook URL your channel gives you) and posts land there too. Send to email, Slack, Teams, or any combination.

Scheduling and digests need a connected QuickBooks company. Daily and weekly digests are part of the Wauvel CFO plan.

Talk to your AI CFO

Ask questions about your own report.

Every report includes a chat built on your numbers. Ask it anything about your report and it answers from your report only — citing figures the calculation engine actually computed and pulling the transactions behind any account, the same drill-down you get by clicking into a line.

It's honest about its limits: it's AI, it shows its work, it can be wrong, and it isn't professional advice — when a question crosses into tax or legal territory it points you to your CPA.

The conversation is unlimited on every report, and it remembers your business from month to month. Start a 14-day free trial to try it on your own numbers.

The free budget

Next year's budget from your QuickBooks — no account.

At /budget you can connect QuickBooks Online and get next year's budget as an Excel model, free: your P&L account by account, your balance sheet and your cash flow, monthly and quarterly. No Wauvel account and no card.

How it's built — by rules, not by AI, so the same books always give the same budget:

  • Revenue runs at its last-twelve-months rate, shaped by your own seasonality, carrying three-quarters of last year's growth.
  • Cost of goods follows revenue at its recent share.
  • Each expense runs at its median month — so one odd month can't move it — or on its own calendar if it's lumpy (an annual insurance bill lands in the month it lands). A one-time cost is left out, and the file says which; an annual bill is kept.
  • Receivables, inventory and payables follow the P&L through the days you actually take to collect and pay. Cash is what's left, and a check row proves the balance sheet balances.

Every assumption is a shaded cell on one sheet; change one and all three statements follow. Capital spending, loan payments and owner distributions start at zero — put yours in.

We email the file to your QuickBooks sign-in address. On QuickBooks Plus or Advanced you can load the P&L into QuickBooks' own Budgets; Simple Start and Essentials don't have Budgets, and the file stands on its own. If you like it, one click keeps Wauvel connected and creates your account. If you don't, the access to your books is returned within the hour. It needs at least three months of history, and is better with two years.

Free tools & templates

Interactive CFO calculators you can use and download.

At /tools you'll find free, interactive CFO calculators. Use them right in the browser (add your own line items, watch totals update live), then download a branded Excel version with the formulas already in — populated with the numbers you entered. No account is required; we just ask for an email when you download.

The tools, grouped by what they help you do:

  • Track: Budget vs. Actual (monthly P&L) at /tools/budget-vs-actual.
  • Plan: a 13-Week Cash Flow Forecast (/tools/13-week-cash-flow), an Annual Operating Plan builder (/tools/annual-operating-plan), a Pro Forma Projection / 3-Statement Model (/tools/three-statement-model — starting points for a loan application, a new location or hire, or buying a business, with the year-1 debt coverage a lender checks; signed-in owners can start it from their QuickBooks numbers), and three revenue models — recurring/subscription (/tools/recurring-revenue), capacity & utilization (/tools/capacity-revenue), and funnel/transaction (/tools/funnel-revenue).
  • Decide: a Break-Even & Contribution-Margin calculator (/tools/break-even) and a Financial-Health KPI Tracker (/tools/kpi-tracker).

Run a report or connect QuickBooks and these tools come pre-filled with your own accounts and amounts — yours to download on any plan.

Excel functions, VBA & tips

A curated Excel reference built for finance work.

At /excel we keep a practical Microsoft Excel reference for finance — the functions, macros, and shortcuts an operator actually reaches for, each with finance-flavored examples and a live demo.

  • Functions (/excel/functions) — lookups (XLOOKUP, INDEX/MATCH), aggregation (SUMIFS, COUNTIFS), logic (IF/IFS, IFERROR), dates (EOMONTH, EDATE), dynamic arrays (FILTER, UNIQUE, SORT), and finance (XNPV/XIRR, PMT). Each page covers what it does, the syntax, common uses, the errors to expect, and better alternatives.
  • VBA snippets (/excel/vba) — copy-ready macros: build a table of contents, export each sheet to PDF, combine every file in a folder into one sheet, refresh every query, remove blank rows, and write your own worksheet function.
  • Tips & shortcuts (/excel/tips) — Flash Fill, paste-values, Format as Table, Go To Special, absolute references, and the keystrokes that save time.

Prefer not to build it yourself? Wauvel's free tools at /tools download as Excel models with these functions already wired in.

Quizzes

Do I need a CFO? — a six-minute self-assessment — plus rated Excel and FP&A skills tests, each with a library page per topic.

At /quizzes you'll find short, honest finance quizzes for people who run a business. No sign-up, nothing is sent anywhere, and every topic a quiz touches has a learn page with the practice questions behind it.

"Do I need a CFO?" (/quizzes/do-i-need-a-cfo) is a self-assessment: how much would a CFO change in your business right now?

  • It starts with four quick questions about the business — what kind, roughly how big, how many people, and whether there's outside money — and then asks only what fits. A services firm never sees inventory questions; a business with no loans never sees covenants.
  • Then four sections, in the order a CFO would walk them: Cash (can you see your cash coming?), Forecast (do you know what next quarter looks like?), Books (are the numbers right, and on time?), and Running the business (margins, the money to grow, the big calls, and whose job finance is). Up to six questions each, about six minutes in all.
  • Every answer is scored 0 to 3 for how much a CFO would change about it. Each section is scored the moment you finish it — covered, worth a look, or a CFO would change this — and the total is read as a percentage with a plain verdict: covered for now, CFO-level habits, a fractional CFO, or don't wait.
  • If a question still doesn't apply, choose "doesn't apply" and it's left out of both the score and the maximum — it can't count against you.
  • The questions are drawn from a larger pool and your answers about the business rule some out, so a retake isn't the same quiz twice.

Each section has a learn page (/quizzes/do-i-need-a-cfo/learn/cash, /learn/forecast, /learn/books, /learn/business): what it is, the signs you need help, what a CFO does about it, what you can do yourself this month, and the free tools on this site that cover it.

The hub also carries two rated skills tests. Both are adaptive and endless: one question at a time, drawn from just above your rating, and the rating moves with every answer the way a chess rating does. It lives in your browser — no account, nothing sent anywhere. After each answer you see whether you got it, the rating change, the worked answer, and a link to the learn page for that topic; a progress view shows your rating over time, accuracy by area, and the topics you keep missing, with a practice set for each. Question difficulty drifts from everyone's results, anonymously, so a question people keep missing gets rated harder.

  • "How good am I at Excel?" (/quizzes/how-good-am-i-at-excel) — formula questions are graded by running what you type against the sheet in front of you and a hidden copy with different numbers, so any formula that returns the right thing passes and a typed-in number doesn't. Over 3,000 questions across functions, shortcuts, pivot tables, VBA, and concepts. Every topic has a page in the library at /excel/learn.
  • "How good am I at FP&A?" (/quizzes/how-good-am-i-at-fpa) — from an entry analyst's first variance to a CFO's capital-structure call, and the bands are the job ladder: entry analyst, analyst, senior analyst, manager or director, VP or CFO. Calculations are typed and graded within a small tolerance, so round as you would in a meeting; thousands separators, $, %, k and m are all fine, and you can type the working instead of the result — 315k*30% + 120k*60% — and it's evaluated for you. Concept and judgment questions are multiple choice. Over 1,100 questions across 95 topics. The library at /fpa answers "what is FP&A?" and lists every topic; each /fpa/learn/<topic> page gives the definition, the formula, a practice set, and the level that owns it.

Exports & sharing

PDF, Excel, PowerPoint, and a read-only link for your board.

Every report downloads as a PDF, an Excel workbook or a PowerPoint deck (editable slides of your headline numbers, statements, ratios and watch-outs, ready to drop into a board deck), wearing your brand colors. Pick the format and period from Download on the report, or from "Take it to your board" at its end.

To share a report with your board or investors, use Share on the report: it makes a read-only link. Anyone with the link can read that one report without signing in; they can't download it, change it, see your live forecast or talk to your AI CFO. Turn the link off any time and it stops working at once.

Want reports to arrive on their own — daily, weekly, or monthly, by email, Slack, or Teams? See Scheduling & delivery.

Plans & pricing

One plan, everything included. 14-day free trial.

You start with a 14-day free trial. No card to begin, nothing charged, and if you do nothing when it ends the trial simply stops. After that there is one plan, everything included — no tiers, no add-ons:

  • Wauvel CFO: $99/mo (or $990/yr) — Unlimited plain-English reports, a live dashboard, a 13-week cash forecast, books watch-outs, custom alerts, and an AI CFO that remembers your business and answers anything — in your inbox, Slack, or Teams.

Annual billing is two months free. You can cancel anytime from the Billing page, and you keep what you've paid for until your term ends.

Account & billing

Manage your plan and company settings.

Manage your subscription from the Billing page — switch between monthly and annual, or cancel anytime with the Cancel plan link there (one confirm, no detours); cancelling keeps everything you've paid for until your time runs out.

On your Company page you can set your business name, brand colors (which re-skin the report, PDF, and emails), and the finance-vocabulary level the report and chat speak at — from plain English to full finance terms.

Your data & security

Your statements are yours — never sold, shared, or used to train.

Your statements and the data we retrieve on your behalf are yours. We never sell or share your data, and never use it to train AI models.

We only ever read your QuickBooks — nothing in your books is created, changed, or deleted — and tokens are encrypted at rest. Reports are private to your account; a share link opens only that one report, read-only, until you turn it off. You can disconnect QuickBooks or delete your data at any time.

Getting help

Ask the assistant, see what's new, or reach a human.

Still stuck? Ask the help assistant — the bubble in the bottom-right corner. It's an AI that answers from these docs, so double-check anything important.

Wondering whether something changed? The changelog at /changelog is what we've shipped, newest first, grouped by month and in plain English — each entry tagged New, Improved, Fixed, or Security, with a sentence or two on what it means for you rather than how it was built. Filter it by kind with the chips at the top (each shows a count), search titles and summaries with the box beside them, and keep scrolling — older entries load as you go, eight at a time, with a Load more button if they don't. Wauvel is built in the open and ships most days, so if a page looks different from the docs, the changelog is the first place to look. Security-specific changes are also summarised at /security.

For anything account-specific, email hello@wauvel.com. Wauvel's reports and answers are informational and are not financial, tax, legal, accounting, or investment advice — check with a qualified professional before you act on them.

Didn't find what you needed? Ask the assistant in the bottom-right corner, or email hello@wauvel.com.